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Features and Benefits of FHA Loans

Features and benefits of FHA Loan Programs   FHA Fixed Rate Mortgage FEATURES BENEFITS Higher Ratios Allows more borrowers to qualify 3% Down Payment Minimal cash outlay Buydown Option Available Ability to qualify for more home Fixed Rate Easy budgeting Financed...

Features and Benefits of FNMA Loans

 Features and Benefits of FNMA Loans (Fannie Mae) FNMA Fixed Rate FEATURES BENEFITS Up to 97% LTV Minimal cash outlay Non-Owner occupied loans on up to 4 family dwellings Can be utilized by investors Buydown Options Ability to qualify for more homes Fixed Rate Easy...

What Is LTV

LTV LTV is short for “Loan to Value” ratio. LTV is the relationship between the amount of the mortgage loan and the appraised value of the property expressed as a percentage. A LTV ratio of 90 means that a borrower is borrowing 90% of the value of the...

Options for Credit Challenges

Imperfect Credit Every year, people are turned down for mortgage loans by banks and other financial institutions. Although they may have had some minor credit problems, these potential borrowers are usually responsible, creditworthy people. We offer a number of loan...

Features and Benefits of Conventional Loans

 Features and Benefits of Specialty Conventional Loan Programs   Conventional Self-Employed FEATURES BENEFITS Up to 100% LTV Minimal closing costs Stated Income Minimal paperwork No Documentation No qualifying hassle Loans to $500,000 By more home    ...
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